Can people over seventy-five years old get life insurance with guaranteed approval?

Yes, in fact, several life insurers offer guaranteed issue life plans for seniors.

Among the leading providers of guaranteed acceptance life insurance policies are United of Omaha, AIG, AAA, Colonial Penn and MetLife.

Seniors age 45 to 85 may be able to get up to $25,000 of life insurance with guaranteed approval from United of Omaha, for example.

However, if you need more coverage, you may be able to buy a policy...

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Can I buy life insurance on my parents who are over 75 years old?

Yes, adult children have an Insurable Interest on their parents, which is required in order for someone to buy life insurance on another person.

In addition, there are guaranteed issue life insurance policies available for people ages 45 to 85, without any health exams or health questions asked.

Here's how to buy life insurance for parents over age 75.

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Can seniors over age 75 qualify to purchase a life insurance policy? If so, who offers coverage?

Yes, there are insurance companies that offer life insurance for people over age 75.

For example, there are well-known insurers like Colonial penn, Globe Life, and AARP/NewYork Life that provide life insurance plans for people over age 75.

Whether you can qualify for life insurance coverage will depend on the insurer's guidelines for approval, as well as, your age, health, tobacco use, driving record...
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